Plain-English notes on estate planning, tax, and business law — for families and business owners across Texas & California, and federal tax matters nationwide.
The FTC's 2024 nationwide noncompete rule never took effect and has now been formally withdrawn — but noncompetes remain heavily regulated under state law and may still face federal antitrust scrutiny.
Read article →IRS disaster tax relief can postpone filing and payment deadlines automatically for affected taxpayers — but the rules depend on the specific announcement, locality, and type of deadline involved.
Read article →Many non-spouse beneficiaries who inherit a traditional IRA must take annual required minimum distributions in years one through nine — not just empty the account by year ten. Missing them can trigger a steep excise tax.
Read article →A Trump Account is an IRA-like account for eligible minors, with a possible one-time $1,000 federal contribution for certain children born 2025–2028. Here is how it works and how it fits into broader family planning.
Read article →The July 6, 2026 deadline for the retroactive small-business R&E expensing election has passed, but options may remain. Here is how §174A changed the rules and what businesses should review now.
Read article →The 2025 tax law permanently set the federal estate and gift tax exemption at $15 million per individual ($30 million per couple). Even if your estate is nowhere near that, your plan may still need a review.
Read article →FinCEN's interim final rule eliminates federal BOI reporting for U.S.-formed companies. Here's what the new rule says, why state-level laws still matter, and what business owners should do this week.
Read article →Texas's directed trust law lets business owners separate trust administration from business governance by appointing a Business Trust Director — a specialized decision-maker for company matters held in trust.
Read article →A plain-language overview of corporate law for business owners — what it covers, why it matters, key concepts like entity types and governance, and practical tips for staying compliant.
Read article →A practical primer on individual tax law — understanding your filing status and tax brackets, maximizing deductions and credits, keeping good records, and planning ahead.
Read article →Estate planning isn't just for the wealthy. This guide walks through the essential steps — from taking inventory of your assets to planning for incapacity — to help you secure your legacy.
Read article →Reading helps — but your circumstances are specific. Schedule a free, confidential consultation and get straight answers.